Lady Luck vs Matematika: Kebenaran di balik Keberungungan Judi Online

Dalam kebanyakan kasus permainan judi online , orang berpendapat bahwa judi adalah permainan kesempatan itu sebabnya semua taruhan pemenang didasarkan pada wanita beruntung.

Kebanyakan penjudi akan bersikeras bahwa wanita beruntung adalah dewi nasib dan peluang untuk memenangkan permainan. Mereka cenderung percaya bahwa satu stroke dari keberuntungan wanita pada nasib pemain pasti akan membawa kemenangan coretan dan gambar tak berujung ketenaran dan kekayaan.

Namun, konsep lady keberuntungan pada dasarnya didasarkan sepenuhnya pada nasib orang dan bukan pada keterampilan pemain tergantung pada permainan dia adalah tentang bermain.

Tidak heran mengapa orang selalu mengucapkan, "Ada pergi keberuntungan wanita lagi" untuk seseorang yang secara konsisten memenangkan permainan.

Namun, masalahnya terletak pada kenyataan bahwa yang disebut keberuntungan wanita tidak selalu konsisten dari satu hari sampai hari dua atau tiga.

Pada keseluruhan, kebenaran di balik keberuntungan wanita pada dasarnya tergantung pada keberuntungan yang jatuh pada orang yang tepat pada saat itu.

Di sisi lain, ahli matematika berpendapat bahwa mereka dapat memerangi keberuntungan wanita menjadi sudut pandang yang lebih realistis dengan menggunakan angka bukan nasib atau apa bintang mereka memberitahu mereka.

Itulah sebabnya kritikus dari "industri game" lebih suka menyebutnya blackjack, roulettes, dan permainan lainnya di kasino sebagai bagian dari industri game, bukan judi industri karena mereka ingin membiarkan orang-orang percaya bahwa probabilitas menang tidak didasarkan pada peluang atau beberapa jenis wanita keberuntungan tapi pada statistik matematika dari setiap gerakan.
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Kelemahan belakang Lady Luck

Masalah dengan orang-orang mengandalkan keberuntungan wanita mereka untuk tersenyum pada mereka sehingga untuk menangkal setiap nasib buruk adalah bahwa permainan modern cenderung untuk jatuh kembali pada keyakinan takhayul orang yang paling primitif.

Sebagian besar pecundang cenderung percaya bahwa mereka dapat menangkal nasib buruk dengan menggunakan beberapa teknik seperti menyebarkan beberapa garam untuk menangkal elemen buruk yang membawa sial.

Beberapa bahkan berpendapat bahwa warna pakaian menarik wanita keberuntungan untuk datang dan duduk bersama mereka.

Kesimpulan Pembahasan

Pertimbangkan ini; beberapa ahli matematika berpendapat bahwa kemungkinan memiliki atau mendapatkan flush kerajaan adalah 1 di 649.739. Hal ini menunjukkan bahwa jika orang hanya akan mengandalkan untuk wanita beruntung, kemungkinan mereka pasti akan kehilangan lebih dari pemenang.

Intinya: perjudian bukan tentang menang, itu sepenuhnya didasarkan pada kehilangan. Satu-satunya pemenang adalah pemilik kasino yang menyerukan apa yang disebut "keuntungan rumah" dan tidak ada keberuntungan wanita untuk menyelamatkan. jika ingin mencoba permainan judi bola bisa masuk ke website kami

The Famous People in Gambling

The Famous People in Gambling

Gambling is a recreational activity prevalent in society today. Young and old alike, people are getting hooked to what today’s society calls as the game of the lucky ones.

Generally, gambling refers to any form of activities that involves taking the risk of betting the money or any kind of tangible items of value, which sometimes depend on chance or the skill of somebody to manipulate the game.

Since its inception, the profitability that gambling can offer to an individual is endless. That is why gambling had continuously dominated the world of chances.

However, even if gambling like blackjack, poker, and slot machines are so popular these days, people still don’t have any idea how it started and who started it. judi domino uang asli

Here’s a list of the people who, in some way or another, contributed to the development of gambling.

1. The first ever slot machine, known as the Liberty Bell, was invented by Charles Fey in 1985. Fey was a car mechanic in San Francisco when he thought of inventing the Liberty Bell.

The first form of slot machine was made of three spinning wheels that had three featured shapes: spades, diamonds, and hearts plus a “cracked” Liberty Bell drawn at each reel.

It was on 1907 when an arcade-like machine maker based in Chicago had thought of reproducing machines similar to that of Fey’s. The manufacturer was named Henry Stephen Mills. The machine was called Operator Bell.

It was from this point that the slot machines have evolved until today’s form.

2. In card games such as blackjack, nobody can ever tell how the game started and who started it. This is because nobody tried to record it for the purpose of history.

However, there were people who conceptualized the basic strategy for playing blackjack.

It was in 1958 when Cantey, McDermott, Maisel and Baldwin had devised a strategy that caused such commotion with both the statisticians and the gamblers themselves.

These four people have created the basic strategy in playing the game all using their hand calculators. After which, they created a book known as “Winning Blackjack,” which is now considered as one of the most valuable strategies in playing blackjack. agen judi domino

In turn, this gave birth to what modern gambling now calls as the “card counting techniques.”

These are the people who have made the gambling world truly a phenomenon. Though, there are people who do not accept them as great inventors because of the negative effects of gambling in the society today. Nevertheless, they have contributed a lot in gambling.

Putting 2016 To Bed and Making New Plans

I love this time of year when the calendar provides a fresh clean slate. Snow falls softly outside my window, the house is quiet, and I am in a reflective mood. I take a look backward at the previous year and evaluate how I spent my time, focus and energy. Then I “archive” it. After putting the past year to bed, I imagine forward into the new year and make note of sparkling new intentions and plans.

You may have noted that I haven’t mentioned the word “resolutions”. For me, that word feels too absolute, confining and final. I like flexibility. I relish the freedom to change my mind about things, and I do change my mind, often. This said, I do like brainstorming, analyzing my options, and setting a course. Without a roadmap, I feel wishy-washy and ineffective. But I need the freedom to detour because I know that if I DON’T WANT to do something, I will procrastinate endlessly, it won’t get done, and I’ll feel crappy about it. On the flip side, when I DO want to do something, I jump in with both feet and get ‘er done. I’ve learned to set my course with intention, then go with the flow.

Here are some questions I like to address this time of year:

What were the highlights of 2009? Create a collage to celebrate and remember. These are the memories you want to carry forward into the new year. Use them as momentum for more.

Lowlights? If this list feels like a dark cloud or is full of disappointments, ceremoniously burn the list after it’s done. You are encouraged to start the new year without this baggage!

Did I accomplish what I intended? If no, why not? Be wary of excuses that hide the truth. For me, excuses usually mean I changed my mind, or didn’t want to do it bad enough. Sometimes it’s because I feared I wouldn’t do it good enough.

What would make me happier? Be concrete and start small: “I want to save money” isn’t nearly as effective as “I will set up an automatic bank transfer from my checking to savings account, every payday, for $100.”

What established habits do I want to keep? Stop?

What do I want to do each and every day for the next 30 days? This time period allows me the opportunity to establish a new habit without feeling confined by it. If I still value this new habit after 30 days, I renew my commitment.

What items do I want to cross off my task list this year?

What would my ideal day look like? Imagine anything is possible. Address every moment: from waking through bedtime, the environment, your relationships, the activities, your emotions.

What news do I want to share in next year’s holiday letter? This is where I address the specific accomplishments I hope to achieve by year’s end. Be specific, and write the letter in present tense, as if it were already true.

Readers, do you make New Year’s Resolutions? Why or why not?

Note: One of my new “each and every day for the next 30 days I will…” commitments is to write for my blog or book every day for at least 20 minutes. Please help me with this endeavor by letting me know (via the comments section or private email) what you’d like me to address. I welcome specific questions.

Want To Be Rich And Happy? Before That You Need To Understand This Things

I’m going to share something with you today that you really need to understand – on a gut level – before you can be rich and happy. Are you ready? Here it is:

Even if you learn ALL there is to know about money (how to make it, save it, invest it), if your relationships with others OR YOURSELF are dysfunctional, you will NEVER reach your full abundance potential.

Years ago, I used to bitch, moan and complain with certain people because it seemed to bring us closer together. Misery likes company, so I sometimes feigned misery so these people would like me. I didn’t want to make anyone feel jealous or envious either, so I talked myself down. It seemed so PC (politically correct).

I learned the hard way that this didn’t do anyone any favors. I curbed this behavior… and I grew wealthy and happy.

I hear from these certain individuals now only when something difficult is occurring in my life. When I’m all smiles and gratitude, I rarely hear a peep from them.

Similarly, a reader suggested that I make some people feel depressed by expressing my satisfaction, gratitude and happiness. He/she said that I should express more humility instead.

Perhaps my blog’s traffic would increase if I discussed the mess my past bookkeeper made of our financial records (and the subsequent late report penalties), the slow down of our construction business during the Great Recession, the exhaustion I feel after two back-to-back colds, or the disturbing mystery behind a missing in-law. We all know that bad news sells. The media is full of tragedy, fear and despair because it works to increase circulation and readership.

But I don’t want to write about bad things, even if it would drive my blog’s traffic to new heights. Sure, bad news sells, but I don’t want to invite that kind of attention. If I focused on hardships, I’d feel like a car wreck on the side of the highway – the type that drivers can’t help but slow down to gawk at (even though we know we’ll get grossed out). I’d be attracting negative thoughts into my mind and people that choose to focus on negativity into my life. No, thanks!

I write to express myself and to share the steps I take to live a fuller, richer, happier life. By doing so, I actively practice my intentions and keep aligned on what is important to me. It brings a higher caliber of relationships into my life, and it gives me the strength to deal with the occasional curve ball thrown my way.

Here are some of the valuable lessons I’ve learned through the University of Hard Knocks:

We become the company we keep. Like attracts like. Be negative and you’ll attract negativity; be positive and you will attract positive relationships into your life.

Limit your exposure to toxic people. We all have them – friends, family or co-workers – that seem hell-bent on bringing us down to their level.  Immunize yourself from their poison by maintaining healthy personal boundaries. Don’t be a martyr, learn to say no. When someone near you behaves badly, don’t engage with them — walk away if you must. Be a positive role model instead. Perhaps you’ll inspire them (when they are personally ready) by modeling a different, healthier attitude.

Envy and jealousy will get you exactly what you don’t want.Acknowledge these feelings, then release them and let go. Compare yourself not to others, but only to your best self.

Don’t be pressured into humility. Definitions of humble include:

• cause to feel shame; hurt the pride of
• low or inferior in station or quality
• marked by meekness or modesty

These definitions don’t fit with a healthy, positive self-esteem, do they?

Choose to use different language. The language you use directs your actions and therefore the path your life takes.

• Avoid three dirty little words: try, can’t, and but.
• When someone asks, “how are you?” don’t whine back, “I stepped in dog puke getting out of bed this morning, then I burned my toast, and now I gotta suffer through a dentist appointment…”. Instead, respond with something that is joyfully perfect in your world like, “I just had thee bestgrilled cheese sandwich for lunch!”

Limit your exposure to mass media. Pull the plug on bad news. Be selective – record uplifting, humorous and educational programs and keep the boob-tube turned off otherwise. I don’t know who was murdered, what poor child was abducted and from where, and who blew up how many people today, and you know what? I don’t want to know!

Focus on the bright side of life. I promise – there is always a bright side! What you think about is what you will get. Practice this skill by keeping a gratitude journal.

Stop looking in the rear view mirror. Live your life from this day forward.

Bermain Online Poker – Beberapa Tips Dan Perangkap Untuk Hindari

Wow – Anda telah melihatnya pada TV. Dalam glamour, glitz, Uang!!!!!! Dan anda mungkin telah memperhatikan bahwa salah satu keterampilan kunci dalam game poker apa pun adalah pengamatan. Dalam sebuah permainan hidup di sana secara relatif sedikit gangguan dan anda mendapatkan untuk menonton reaksi dan bahasa tubuh lawan anda.

Memainkan online adalah seluruh pertandingan bola yang berbeda. Ada TV, keluarga, anjing, telepon, sebenarnya nampaknya seperti seluruh dunia ingin perhatian anda. Ini adalah tidak baik untuk game anda dan akhirnya pendapatan poker anda. Oops anda hanya dilipat yang AA ketika anda ingin meningkatkan. Sial sekarang anda yang disebut semua-dalam taruhan dengan junk dan anda dimaksudkan untuk melipat. Tidak tertawa, saya telah dilakukan kedua-dua orang ini dan aku biaya beberapa dolar!!!!!

Jadi sekarang anda di Den, tenang, dan akhirnya anda dapat berkonsentrasi. Ah, mari kita membalas email ini, lakukan yang mencari BBQ baru dan meninjau situs poker yang sangat baik untuk bonus terbaik terakhir. Hey apa yang anda berarti saya duduk keluar?? Multi-tugas hari moden buzz firman. Dan seorang pembunuh total untuk keuntungan poker anda.

Ini adalah game yang cukup sulit untuk memukul ketika anda berkonsentrasi penuh, nmain lah di poker online pada bagian atas dan bermain game anda yang terbaik yang dapat anda. Jadi mengapa handicap diri anda dengan tidak memberikan perhatian yang layak. Dan bersenang-senang sambil anda melakukannya. Dan Smack Obrolan Talk saat Anda memainkan, Anda dapat mengirim seorang pemain pada miringkan! Tetapi jangan lupa untuk berkonsentrasi, ia mengambil banyak fokus dan disiplin, khususnya ketika permainan sangat lambat dan anda tidak mendapatkan kartu yang ada. Tidak dapat dicobai untuk mendorong beberapa aksi – anda akan kehilangan lebih banyak uang lebih cepat dari yang!

Cara terbaik untuk split perhatian anda adalah untuk memainkan 2 atau bahkan 3 tabel untuk setiap kalinya. Hal ini menjamin bahwa anda tidak dapat memfokuskan perhatian pada tabel tertentu. Jika anda harus melakukan ini, (dan saya pasti orang-orang yang bersalah!!), memainkan turnamen dan cincin game, atau 2 turnamen ini. Coba dan menghindari bermain game uang beberapa, hanya menguntungkan dalam jangka panjang, kecuali jika anda Howard Leaderer atau Filipi Ivey.

Pilih sebuah kamar kartu dan meja yang sesuai dengan cara anda bermain. Pada batas bawah yang lebih mudah daripada dilaksanakan, tetapi oleh mengamati apa yang terjadi pada, anda akan mendapatkan sebuah ‘merasa’ untuk tabel setelah beberapa tangan dan untuk sedikit atau tidak ada mengorbankan, tergantung pada apakah anda dikirim dan pergi melalui membutakan atau tidak. Jika ia tidak sesuai dengan kebutuhan anda, bangunlah dan menemukan tabel lainnya. Ia akan jauh lebih murah dalam jangka panjang daripada mencoba untuk memaksa tabel anda pada. Tahu bila untuk memotong dan menjalankan dan bila untuk tinggal.

Sebagai memainkan berlanjutan anda akan melihat pemain yang meninggalkan dan bergabung. Membayar perhatian ekstra di sini seperti ikan anda telah belajar memerah sapi dengan tangan telah meninggalkan dan pemain agresif ketat sekarang di tempat mereka. Hal ini dapat mempengaruhi warna kulit dari seluruh meja dan membuat ia tidak berguna untuk melanjutkan.

Memainkan ketat, sopan dan sederhana, rambutnya jangan berkepang agresif dan bank anda putar akan tumbuh dari waktu ke waktu – dan mungkin aku akan melihat anda di WSOP!!!!!

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How to Make a Million Dollars While Eating Lunch

In response to my last post, Would You Ditch A Car For $1,000,000?, a reader made the comment: “As a grad student in an urban area, I don’t have a car (nor could I afford one) and I use public transit. … I wish there was a “big ticket” item like that that I could easily cut out of my life, but there just isn’t. Instead I try to cut back on small things and aggressively invest for cashflow.”

While savings do accumulate faster when you cut back on the biggest budget-buster categories (housing, transportation, insurance and taxes), the little things do add up. Take for instance:

My Million Dollar Lunch Recipe

1. Replace your $9.50 restaurant lunches (sandwich, fries, soft drink, sales tax, tip and mileage) with a nutritious $3.00 lunch brought from home.
2. Deposit your $143 monthly savings ($6.50 daily, 22 working days a month) into a Roth IRA retirement account.
3. Invest in equities (stocks, mutual funds) at a 10%* annual long-term average rate of return.
4. Let your account simmer for 41 years.

Recipe Yield = $1,000,837

Serve: During retirement with whipped cream and a cherry on top.

Ingredients:
Total deposits = $70,356
Total interest earned = $930,481
Total taxes paid = $0
Total Saved= $1,000,837

Optional Garnishes:

• Combine with a 20 minute walk to the park for lunch.
  Yield: 1,277,232 calories— enough to keep off (or lose) 365 pounds! (Calculated for a person weighing 140 pounds walking 4mph for 20 minutes (1.33 miles) 5 days a week for 41 years.)
• Pack a lunch for your spouse.
  Yield: An additional $1,000,837
• Add a group of supportive friends for lunch to work on the Baby Steps to Financial Freedom together. Yield: Financial freedom – with friends who will have the resources to enjoy it with you!

Isn’t it amazing how much money you can amass by investing small amounts over long periods of time?

Once you think in terms of investing instead of spending, look for ways to duplicate this process in other ways. Consider the following actions:

• buy staples in bulk and invest your savings
• invest your employee bonuses
• invest unexpected financial gifts and inheritances
• invest your tax refunds
• buy a term life insurance policy instead of a whole life one and invest your monthly premium savings
• buy a used car instead of new and invest the difference in price
• borrow books, movies and music from your local public library and invest your savings
• save and invest your pocket change

Imagine this: Starting with $0 and depositing $5,000 annually in a Roth IRA account over 41 years (at a 10%* annual rate of return compounded monthly), you will have $3,081,554.

Ingredients:
Total deposits = $210,000
Total interest earned = $2,871,554
Total taxes paid = $0
Total Saved= $3,081,554

Choose affordable and cost-effective options and rather than feel deprived, feel excited that you get to invest the difference in yourself and your future.

~ Bon Appetit!

ooOOOoo

*The actual rate of return is largely dependent on the type of investments you select. From January 1970 to December 2008, the average annual compounded rate of return for the S&P 500, including reinvestment of dividends, was approximately 9.7% (source: www.standardandpoors.com).

Total savings are calculated in actual dollars (not inflation-adjusted). A common measure of inflation in the U.S. is the Consumer Price Index (CPI), which has a long-term average of 3.1% annually, from 1925 through 2008.

Why I’m Waiting Until After 2012 To Buy A Home

The real estate and mortgage industries are trying hard to convince us that NOW is a good time to buy a home. They use low mortgage interest rates and the soon to expire First-time Homebuyer Tax Credit program (which I qualify for since I’ve purposely been a renter for the last 6 years) as their rationale.

Don’t expect unbiased advice from salespeople! What most won’t fess up to is that if I (or you) buy a home now, we’ll likely be throwing our precious money away because home prices are still under great pressure. I’ll wait until the knife stops falling, thank you very much.

We are done with subprime resets but… pay attention… there is a second wave of mortgage resets to endure. What is a mortgage reset? It’s when the homeowner, who bought a house with a low “teaser rate” and planned to refinance when the house price went up, gets a new payment that is far higher (not always, but usually). Many homeowners can’t afford these resets, especially with unemployment and underemployment rates at these levels. Lenders are cautious and tightening their underwriting guidelines so refinancing may not even be possible for many borrowers.

The first wave of resets was subprime. The subprime wave is over. Whew! That hurt! But Alt-A and Option ARM resets aren’t over and combined, they represent a much larger category of mortgages than subprime. Most of these mortgages are alreadyunderwater: the home has negative equity; the home is worth less than the mortgage owed. The combination of resets plus the underwater status will likely add fuel to defaults and foreclosures, putting yet more downward pressure on home prices.

Some argue that the problem with adjustable rate mortgages resetting to higher payments isn’t as important now because many of those loans defaulted early. Even so, we still face the major problem of shadow inventory: distressed mortgages facing foreclosure and bank-repossessed properties that have not yet reached the market. At the current rate of sales, it could take almost 9 YEARS to sell off all the foreclosed homes in banks’ possession, plus all the homes likely to end up there over the next couple years (according to LPS Applied Analytics).

Another knife that has the potential of slashing home prices further is the increasing prevalence of walkaways (strategic defaults): the decision by the borrower to stop making payments on a mortgage despite having the financial ability to make the payments. Walkaways happen after a substantial drop in the house’s price. The borrower is underwater so she decides to free herself from the burden of mortgage debt. Once free of the mortgage, she is free to use her income for other expenditures. The borrower, after deciding to not make payments any more, can live free of the costs of mortgage payments until the lender forecloses — which may take the lender from several months to years!

A study in September 2009 from the credit reporting agency Experian and consulting outfit Oliver Wyman estimated that close to a fifth of troubled mortgages in the U.S. involved borrowers who were strategically defaulting. While I haven’t looked for a more recent statistic, I can only guess that this number will climb as more homeowners get mad at Wall Street and as walkaways become less morally and ethically charged.

I’ve been told by countless Realtors that I should buy a home NOW because having been a renter for the past 6 years, I qualify for the First-Time Homebuyer’s Tax Credit. But what do you think will happen to house prices once the tax credit incentive expires? I’d say houses will not sell as well as they have lately (with the credit artificially propping the market up) which will increase the supply of homes on the market… and push down on prices.

I’ve also been told by Realtors that I should buy a home NOW because mortgage interest rates are so low. But I don’t worry about rates because I have the cash to purchase our next home outright if the interest rates move up. Even if I did need a loan it wouldn’t change my mind because as Patrick Killelea astutely points out,

It is far better to pay a low price with a high interest rate than a high price with a low interest rate, even if the mortgage payment is the same either way.

• Your property taxes will be lower with a low purchase price.
• A low price gives you the ability to pay it all off instead of being a debt-slave for the rest of your life.
• As interest rates fall from high to low, house prices increase.
• Paying a high price now may trap you “under water”, meaning you’ll have a mortgage larger than the value of the house. Then you will not be able to refinance because there you’ll have no equity, and will not be able to sell without a loss. Even if you get a long-term fixed rate mortgage, when rates inevitably go up the value of your property will go down. Paying a low price minimizes your damage.

Additionally, if interest rates rise, the number of borrowers who can qualify for a higher mortgage payment will drop. Less qualified buyers in the market means… you got it… more downward pressure on home prices.

In summary, I see no rational or compelling reason to buy a home right now. 2012 or after? We’ll see!

Note: This post was featured in the most creative Carnival of Personal Finance I’ve ever read — check it out! The Origin of the Piggy Bank by Well-Heeled Blog

Don’t miss anything: Subscribe to receive free email or RSS notifications whenever I publish a new blog post. No spam, no risk, and it is easy to unsubscribe should you ever change your mind. Follow me on Twitter (@MillionMommyND) where I share interesting articles, opinions, quotes, tips and other bite-sized tidbits relevant to success, happiness and financial freedom.

The Story of Goldilocks and the Three Retirement Contributions

By Jen Smith, The Millionaire Mommy Next Door

Once upon a time, Goldilocks went for a walk.  Pretty soon, she came upon her bank.  She asked the bank teller for her retirement account balance and when she was shown the number, she wept.

Goldilocks returned home to assess her budget and see where she could come up with some extra money to make regular IRA contributions. She thought about quitting her latte habit. $3 saved per day could grow to $177,706 in thirty years.

“This idea is too soft!” she exclaimed.

So she returned to her budget and considered cutting her housing and utility expenses in half by downsizing to a much smaller home. $1200 saved per month could compound into $2,389,653 in thirty years.

“This idea is too hard,” she said.

So she returned to her budget and took aim on her transportation costs. If she sold her car and used her city’s excellent public transportation system instead, she could save $780 per month. In thirty years, her retirement fund could blossom into $1,553,275.

“Ahhh, this idea is just right,” she said happily. Goldilocks sold her car, walked back to her bank, and made a contribution to her retirement account.

Thirty years later, Goldilocks retired, and lived happily ever after.

THE END

For illustration purposes, results were calculated at 10.00% ROI compounded annually. The actual rate of return is largely dependent on the type of investments you choose. Over the most recent 30 year span, from January 1, 1980 to December 31, 2009, the compound annual growth rate (annualized return) for the S&P 500, including reinvestment of dividends, was 11.29% (source). Total savings are calculated in actual dollars (not inflation-adjusted). A common measure of inflation in the U.S. is the Consumer Price Index (CPI), which has a long-term average of 3.1% annually (from 1925 through 2008).

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The Investment Risk-Return Correlation

Q: Pam asks, “After my portfolio value dropped by 40%, I panicked and pulled out of the stock market. I have $150,000 sitting in my savings account, earning squat. I know I should put it back to work, but with the state of our economy, I don’t know what to do with it. Any thoughts?”

A: If you’re terrified of the volatile economic climate today and would be an insomniac if you were invested in the market, perhaps it’s best to keep it parked until you are emotionally and behaviorally ready to stomach the ride and stick to a strategy. Preserve your capital while you take some time to reassess your goals and risk tolerance, determine an appropriate (perhaps more conservative) asset allocation, and explore various investment strategies to find a good fit for your goals and personality.

First, let’s address the risk-return correlation. In subsequent posts, I’ll tackle the other pieces.

Generally speaking, the goal of an investor is to be compensated for the amount of risk they take. Better yet, the investor seeks out the best risk-adjusted return — I’ll discuss this piece later.

If you are willing to accept high volatility (investment risk) for a high potential return, consider investing in a diversified portfolio of:

• aggressive growth funds
• small cap stocks and funds
• micro-cap stocks and funds
• foreign company stocks
• international funds
• sector funds
• precious metal funds
• emerging market funds

If you are willing to accept moderate volatility (investment risk) for amoderate potential return, consider investing in a diversified portfolio of:

• large cap stocks and funds
• S&P 500 and Wilshire 5000 index funds
• convertible bonds
• high-yield (junk) bond funds

If you are willing to accept low volatility (investment risk) for a low potential return, consider investing in a diversified portfolio of:

• high quality short and intermediate term municipal and corporate bonds and bond funds
• US savings bonds
• Treasury bills and notes
• fixed annuities
• money market mutual funds

If you are willing to accept very low volatility (investment risk) for avery low potential return, consider investing in a diversified portfolio of:

• CD’s (Certificates of Deposit)
• money market deposit accounts
• interest-earning checking accounts
• savings accounts

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99dewa.com Agen Judi Poker, Domino dan Ceme Online Indonesia Terpercaya

99dewa.com Agen Judi Poker, Domino dan Ceme Online Indonesia Terpercaya, situs atau agen judi online anda bisa langsung daftar gratis tanpa di punggut biaya, untuk pendaftaran di situs agen poker 99dewa, akan tetapi, bila anda ingin bermain poker atau domino online anda harus deposit terlebih dahulu, anda tidak perlu keluar duit banyak untuk bisa menikmati permainan poker maupun domino online di 99dewa hanya dengan minimal deposit yang nominalnya tidak mencapai ratusan bahkan jutaan rupiah,anda sudah bisa memainkan permainan seperti judi poker maupun dominol online di 99dewa

99dewa dan berikut Cara Bermain Poker The Blinds Dalam permainan Hold'em, player yang mendapatkan button atau tanda "D" biasa disebut "the Dealer Button". Sebelum kartu dibagikan, player pertama yang duduk searah jarum jam disamping playe,r yang mendapatkan button D secara otomatis, akan meletakkan chips diatas meja sejumlah "Small Blind", selanjutnya player disamping Small Blind, ini yang searah jarum jam secara otomatis akan meletakkan chips sejumlah "Big Blind" , dimana jumlah "Big Blind" ini adalah 2x lebih besar dari jumlah "Small Blind". Sebelum player menentukan pilihan meja untuk bermain, player dapat menentukan jumlah ketentuan limit "Small Blind" dan "Big Blind", yang mereka inginkan, ini dapat dilihat dari angka misalnya 300/600, 500/1000, 1000/2000 atau yang lainnya. Setelah semua proses diatas selesai, kini dealer akan membagikan 2 hole cards, ke masing-masing pemain. Selanjutnya proses betting, akan dimulai searah dengan jarum jam, dimulai dari pemain yang duduk disamping "Big Blind".Pre-FlopSetelah semua pemain masing-masing telah mendapatkan 2 kartu, kini setiap pemain mendapatkan opsi untuk memainkan kartu mereka dengan pilihan "call", "raise", atau "fold".The Flop Setelah sesi Pre-Flop selesai, kini dealer akan membagikan 3 kartu diatas meja dengan posisi terbuka, ini disebut dengan The Flop. Pada putaran ini, opsi pilihan betting selanjutnya jatuh ke pemain yang duduk disamping "dealer button" searah jarum jam. Opsi yang bias dipilih adalah sama seperti opsi pada Pre-Flop, namun ada satu tambahan opsi Check, jika pemain tidak ingin melakukan betting dan selanjutnya akan berlanjut ke pemain berikutnya.The Turn Ketika sesi betting pada The Flop telah selesai, dealer akan membagikan kartu keempat diatas meja, sesi ini disebut dengan The Turn. Putaran taruhan berlanjut sama seperti sesi The Flop The River Ketika sesi taruhan pada sesi The Turn selesai, maka selanjutnya dealer akan membagikan kartu terkahir, yaitu kartu kelima diatas meja, sesi ini disebut dengan sesi terakhir atau The River.

99dewa, Opsi pilihan betting sama seperti yang disebutkan diatas.The Showdown Jika terdapat lebih dari satu pemain yang tersisa pada sesi The River, maka pemain terakhir yang melakukan pemasangan taruhan adalah, pemain yang akan membuka kartu duluan, kecuali tidak ada yang melakukan pemasangan taruhan maka player yang berada disamping "dealer button" lah yang pertama akan membuka kartu.

99dewa Pemenang ditentukan berdasarkan pemegang kombinasi kartu terbaik 99dewa Agen Judi Poker Domino Online Indonesia Terpercaya

    1. Check - Jika player sebelumnya tidak ada melakukan pemasangan taruhan, maka pemain selanjutnya dapat melakukan opsi pilihan Check, jika semua pemain melakukan Check maka sesi putaran taruhan tersebut dianggap selesai dan sesi baru putaran selanjutnya dimulai.
    2. Bet - Jika tidak ada taruhan yang dilakukan sebelumnya maka pemain dapat memilih opsi pilihan Bet. Jika pemain melakukan Bet, maka pemain selanjutnya dapat memilih opsi antara Fold, Call atau Raise.
    3. Fold - Opsi pilihan Fold adalah pilihan yang dilakukan oleh seorang pemain jika pemain tersebut menyerah. Pemain tersebut tidak dapat melakukan pemasangan taruhan lagi dan dianggap gugur.
    4. Call - Jika terdapat pemasangan taruhan pada pemain sebelumnya, pemain selanjutnya dapat mengikuti besaran nilai taruhan tersebut dengan memilih pilihan Call.
    5. Raise - Jika terdapat pemasangan taruhan pada pemain sebelumnya, pemain berikutnya dapat melakukan penambahan dari nilai taruhan sebelumnya dengan melakukan pilihan Raise, atau jika pemain tersebut ingin menghabiskan semua chips yang dimilikinya diatas meja maka pemain tersebut dapat melakukan pilihan All-In

99dewa Agen Judi Poker, Domino dan Ceme Online Indonesia Terpercaya - website yang juga akan memberikan layanan permainan Domino online teraman dan terpercaya dan tentunya untuk anda yang berada di Indonesia, anda tidak perlu ragu bila bersama 99dewa agen ceme online ,karena segala sesuatu yang didukung dengan profesional permainan online disini akan benar benar terbukti nyata sehingga tidak akan ada tipu daya ataupun permainan robot sitem yang memberatkan member memperoleh kemenangan.

sebuah server lokal yang telah teraklereasi dengan teknologi terbaru dan terbaik layanan judi poker online yang memiliki tingkat keamanan yang akurat dan kecepatan yang terdeteksi sehingga akan benar benar menciptakan suatu keadaan permainan di judi online yang setabil dan penuh warna,dengan didukung pula oleh bank-bank lokal Indonesia.